How to get paid for freelance work

Many new freelancers do ask me this question on and on. They are just so curious about how to land their money into their bank accounts. Even the pro freelancers in the industry at times do look for the best payment alternative, especially in terms of swiftness.

The feeling of working as a freelancer is just so wonderful. Imaging working full-time from the comfort of your living room, and get your pay right in your bank account from clients miles away from you. However, there’s always this worry of not receiving payment at all, or in time. This is where you need to work your brain out to find the payment method that suits you best.


In case you are still contemplating on how to receive payment for freelance works, here’s an insight of some of the best ways for receiving your hard-earned money.

  1. PayPal – Yes! You definitely know PayPal, and if you don’t have any idea about it, then you must be living in the Stone Age – just joking. PayPal is one of the fastest, if not the best and easiest way to receive your freelance payment online. Once a payment is made using PayPal, funds are instantly transferred to your account. You can choose to use it for online transactions, or cash it into your bank account. However, they do have their charges for every transaction. Also, they have one of the strictest policies of all online payment processors. So, you definitely need to abide by their rules and regulations.

Even though PayPal is made available to almost all countries, some countries do have some limitations. A typical example is a Nigerian PayPal account, which can only be used for sending payments but not receiving funds.

  1. Escrow – This is a very popular form of payment, especially for most online companies/stores. When a payment is made, the funds are only made available to the receiver upon sender’s mandate. This form of payment is considered as one of the most secured way for clients, especially when they are scared of losing their money for poorly done jobs. However, as a freelancer, you must be entirely cautious of using this method to receive your money. There are many wicked people out there who are just willing to “use and dump” you. They can open dispute for a refund of their cash on the basis of a poor or undelivered job since the funds have not been fully made available to your account. You must therefore be wary of these kinds of clients. In the coming days, I hope to talk about how to spot fake and fraud clients online.
  2. Payoneer – This might seem new to you, but it’s now one of the most popular ways for freelancers to gain access to their money. Payoneer is a trusted company that has been online for some time now. When you sign up for their account, they issue you a MasterCard. All the funds you receive will be linked to your MasterCard and can be withdrawn on any MasterCard supported ATM worldwide. I personally use Payoneer to receive most of my freelance payments, which can either be deposited directly to my bank account or withdrawn as cash using my Payoneer MasterCard. Today, most third party freelancing sites have integrated Payoneer as one of their method of payment. A good example is Fiverr.

You can sign up for Payoneer online fast and free using the link below. If you use the link below to sign up successfully and get $100 deposited into your account, we will both get paid $25 for free.


  1. Wire transfer – You definitely know this one, and it can be a safe method to get your freelance payment. However, it takes a few days to get your money into your bank account. Using this method, a client goes to the bank to order your funds transfer, and his bank then sends a code to your bank for funds to be released. However, the banks do charge both parties a certain fee for the service they provided.
  2. Electronic funds transfer – This form of payment is getting popular by the day. Here, funds are sent from one bank account to another, with no third party involved. To use this method, you will need to provide certain bank details to your client in order for the funds to be deposited into your account. However, this method works mostly for those in the same country or region.


Receiving your payment online crashes to how you get/find your jobs online. If you are using third party freelancing sites such as Fiverr, Upwork, and others, you can choose to get paid either via PayPal, Payoneer, or bank account (for clients in the US). However, if you are working independently, then you might consider using PayPal or Payoneer for receiving your payments. In some cases, you can try out Escrow and Wire transfer. Other methods such as using western union are also reliable. However, I have seen a client who lost his money sent via western union due to an expired pin, so you must be very careful when using these methods.